Once you have an HSA-qualified health plan, you can open a Health Savings Account.

We recommend the following providers for Health Savings Accounts. Some people prefer local banks while others may like an online bank. Local banks offer a current interest rate on the HSA accounts and often there are no set up or account fees. Online banks have small monthly account fees, and also offer investment options for long term savers. The choice is yours.

Local Banks:

Heritage Oaks Bank (formerly Business First Bank)
1035 State Street
Santa Barbara, CA 93101
(805) 899 4300
Bank of Santa Barbara
12 E. Figueroa
Santa Barbara, CA 93101
(805) 730 7860
American Riviera Bank
1033 Anacapa Street
Santa Barbara, CA 93101
(805) 965 5942
Rabobank
33 East Carrillo Street
Santa Barbara, CA 93101
(805) 963 5871

Online Banks that provide investment options in addition to checking accounts. These websites are very educational.