We make it easy and understandable for employers to offer employee health insurance benefits.
To achieve this, we provide a variety of services:
- Educate employees on employee benefits
- Distribute Summary of Benefits and Coverage to employees (required by ACA)
- Enroll employees
- Handle questions and problems with claims and/or billing
- Meet annually to review plans and premiums
- Answer any questions from your employees
Employers are encouraged to adjust the renewal date if necessary
We believe it is vital to educate employees so they can make good decisions. Unfortunately, due to agents and employers trying to avoid the new ACA health plans that began on January 1, 2014, many employers switched their renewal date to December 1, 2013 so they did not have to change for a year. Now around 70-80% of all small group plans renew during the last quarter of the year. This is also the renewal time period for all individual plans, and for Medicare.
The unintended consequence is that insurance agents need to handle all their renewals during a 2-3 month period instead of throughout the year. It is almost impossible to adequately educate employees during these very busy months.
We recommend employers request renewal dates during other times of the year, or go back to their original renewal date (prior to 2014).
In order to change a company renewal date, you simply request a new date from the insurance company. Insurance companies also like this because they are overwhelmed with all the renewals at December 1st.
NEXT STEP: Contact Bob Hopper Insurance Services TODAY!