The most frequent question we get is: “What steps do I need to complete in order to get my Medicare coverage into effect?”

Here is a checklist of WHAT you need to do and WHEN you need to do it!

If you want to be really knowledgeable about Medicare:

  1. Read this website – This website will provide nearly everything you need to know in a short, concise, easy to understand format. Our goal: To Make Medicare Easy and Understandable…Almost Fun!
  2. Read Medicare and You – This is the official 120-page Government document that provides a more comprehensive explanation of Medicare and all your options.
  3. Attend a HICAP “New to Medicare” Educational meeting – HICAP (Health Insurance Counseling and Advocacy Program) is a non-profit organization that provides free and objective information about Medicare. If you want to get straight answers to all your questions, attend a HICAP meeting.
    • To make an appointment or to find out about meetings: (805) 928-5663
    • HICAP is sponsored by the