This is the single most important best practice you can employ to effectively use your health plan.

  • Once you receive your insurance card, log onto the insurance company’s website and set up a username and password at either or
  • You can register in the upper right hand corner of the website.
  • You will need the insurance ID number found on your insurance card.
  • Be sure to store your username and password in a place where you can easily remember and retrieve it.

Read Your Policy to Understand Your Plan Details and Benefits

  • Have you ever read your health insurance policy? Most people have not.
  • We recommend that everyone read their policy, especially the pages that outline what is covered.
  • If you have questions about coverage, you will know where to go.
  • You can find you plan description on the insurance company website.

Verify your providers are contracted with Medicare

  • Go to
  • Click on “Find doctors & other health professionals;”
  • Enter