A Quick View of Medicare Supplemental Plan N
Medicare Supplement Plan N is nearly identical to Plan G, which pays virtually all your medical costs after the Part B deductible ($257 in 2025).
Plan N has several differences that make the premium a little lower than Plan G.
- You pay: up to $20 per office visit copay
- You pay: up to $50 per emergency room visit copay (waived if admitted to hospital)
- Medicare providers can charge up to 15% more than what Medicare allows. This is called an excess charge. While Plan G covers this potential extra charge, with plan N you are responsible for this extra cost.